Archive for Bursaries

Loans for PhD Fees?

Posted in Education, Finance with tags , , , on May 5, 2015 by telescoper

Just a short post to remind (or perhaps just tell) interested parties that the Department of Business, Innovation and Skills (BIS) is running a consultation on issues connected with postgraduate education. According to the BIS website:

We’re seeking views on proposals to introduce loans for postgraduate taught master’s degrees and to improve support for research students.

The consultation closes on May 29th 2015. The Institute of Physics and the Royal Astronomical Society are putting together collective responses for Physics and Astronomy respectively, but anyone can submit an opinion.

The scope of the consultation seems carefully worded as not to suggest explicitly  that loans might be extended to postgraduate research (i.e. PhD) students, but the implication is there. If the system of providing research council scholarships to PhD students were to be scrapped in favour of loans I think that would have a devastating effect on the future of UK science, as another sizeable loan on top of the debts accumulated as an undergraduate would put most potential research students completely off the idea of doing a PhD.

I wonder though if there might be actually be a limited role for loans in funding PhD students that might actually have a positive effect. I’ve stated before on this blog that I’m not opposed to the principle that students who can afford to make a contribution to the cost of their education should be required to do so, as this releases funding to support students who can’t afford to make such a contribution. I’ve never agreed with transferring the entire burden onto the student – which the current system effectively does – but I think it is reasonable for students to chip in a few grand when they can. It is true that having a better educated population benefits the country as a whole, which is why the taxpayer should support university students, but there is no question that the students themselves do benefit financially so they should share some of the cost too. Offering susbsidised loans to enable them to do this makes it quite a reasonable proposition.

One advantage of students having to contribute to their fees emanates from the fact that people tend to value things more if they have to pay for them. It seems quite clear to me that students, generally speaking, show far greater levels of engagement with their courses now that they are investing their own money in them.

Universities charge fees for posgraduate courses too, including the PhD, though these are much lower than for undergraduates. At my institution, the University of Sussex, for example, fees for a PhD in a science subject are about £4K per annum. Students funded by a research council bursary get this fee paid on their behalf on top of a stipend of around £14k per annum, and most are probably not even aware that the fee even exists. Students not in receipt of external funding usually have either have to pay their fee by working for it (possibly by teaching) or have to convince the institution to waive it, in which case the Department concerned does not cover its costs. If a student has a bursary that covers a fee plus a stipend for up to 4 years there isn’t much of an incentive for a PhD student to take a shorter time to complete.

So my suggestion is that it might be worth thinking about moving to a system wherein PhD students would be able to access loans to cover their fees rather than having them funded by a research council bursary or by having to work to earn the money. Such a scheme would save the cash-strapped research councils part of what they currently contribute and it would actually help students finance their own PhD if they had no access to such contributions. Having to borrow the money to pay the fee might deter some potential PhD applicants, but it might also improve completion rates by giving an incentive to finish promptly rather than hanging about. Note that a student with a PhD can expect to earn, on average, about 23 per cent more over a lifetime than someone only holding a Bachelors degree so it seems to me to be reasonable to ask a student to stump up part of the cost of doing a research degree through a loan which need only be paid back when the salary reaches a certain level.

I think this suggestion does have a positive side, but it is by no means a complete solution to the problem that, at least in the UK, we produce many more people with PhDs than are needed to sustain academic research and we need to think much more carefully about whether this route provides the correct career development for scientists in the wider world.

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Widening Participation – Outreach versus Bursaries

Posted in Biographical, Education, Finance with tags , , , , , on September 5, 2013 by telescoper

This morning I came across a University of Sussex News Item which explains that Sussex has made the shortlist, published today (Thursday 5 September), for Widening Participation or Outreach Initiative of the Year in the Times Higher Education Awards 2013.  This piece reminded me of a discussion I had a while ago about the whole approach to widening participation in University education, an issue made all the more serious by the introduction of £9K a year tuition fees. In particular

The University has increased spending on widening participation activities to £8.1 million a year, with over half of this spent on the innovative First Generation Scholars scheme, which supports students who are from low-income backgrounds or who are the first in their family to go to university.

Before commenting on this in any detail I should put my cards on the table. When I went to University in 1982 I was the first in my family ever to go to university. I’m also, at least as far as my immediate family goes, the last. However, in those days there was no need for a First Generation Scholars scheme: there were no tuition fees and, because I don’t come from a wealthy background, I qualified for a full maintenance grant. Life (in Cambridge) as an undergraduate student was fairly comfortable.

Times have changed a lot. Many more people go to university nowadays, but the price is that support for those who don’t have access to family funds is now spread very thinly.  There are no full maintenance grants, and the fees are very high. Looking back, though, I don’t think it would have been the tuition fees that might have deterred me from going to university. After all, they don’t have to be paid back until after graduation, and when one’s income exceeds a certain level. What would have made a difference would have been the withdrawal of maintenance. Without the grant, I simply wouldn’t have been able to study without getting a job. Apart from the amount of work involved in doing my degree, the recession of the early 1980s meant that jobs were very hard to come by.

To get back to the news item I mentioned earlier, I have always thought there is a tricky calculation to be made when it comes to designing programmes intended to encourage students from as wide a range of backgrounds as possible to come to university, whether that be to do with socio-economic considerations, gender, ethnicity, age or anything else. The question is whether pumping money into bursaries is actually effective. I can imagine that a large bursary, perhaps equivalent in money terms to the old maintenance grant, would genuinely influence the decision of a prospective student, but if the pot is shared out among very many people the resulting bursaries are fairly modest. How much does a bursary have to be to make a difference? Answers on a postcard.

The other side of the debate is what the balance should be between bursaries and outreach. In a subject like Physics one of the principal obstacles faced by pupils from the state sector is the dire shortage of physics teachers as well as the lack of laboratory facilities in schools. Here in the Department of Physics & Astronomy at Sussex we have a very large (and growing) outreach programme which includes giving kids from local schools the chance to come into our building and do specially designed experiments in a laboratory set aside for the purpose.  This kind of activity is intended to get those of school age thinking about doing Physics or Astronomy, which they might not otherwise do.

I don’t see bursaries and outreach as mutually exclusive approaches to  the goal of widening participation. It’s more a question of the balance. How do we decide how to allocate resources? Is there research on the effectiveness of different programmes?

As always, comments are welcome via the box below!